Our Directors

CPA, CFE, MCM

Chief Examiner /Director - Insurance Company Examinations Section

• Manages a staff of 10 examination professionals and administrative personnel in the day-to-day operations of the Section.
• Supervises financial examinations of approximately 65 domestic insurance companies.
• Developed new Section procedures and revised existing authoritative directives.
• Represents the Insurance Department at NAIC meetings and conferences.

E. Joy Little Consulting, LLC – President (March 2013 – January 2014)

Smith-Little, LLC - President/CEO/Member (October 2008 – February 2013)

Huff, Thomas & Company - Vice President (June 2000 – September 2008)

• Responsible for directing the day-to-day activities of the firms’ regulatory consulting practices, including marketing, administration and staff supervision.
• Responsible for client relations, marketing and new business development, prepared responses to requests for proposals, requests for qualifications, requests for information, etc.
• Served as Examiner-in-Charge and Supervising Examiner to various state insurance departments for financial and market conduct examinations.
• Provided training for the firms’ new examiners and mentored staff of state insurance department clients.
• Provided litigation support and expert witness testimony.
• Co-developed NAIC Financial Analysis Handbook for Health Entities.
• Provided special consulting for regulatory clients (expert witness testimony; Form A due diligence, reinsurance study, financial analysis).

Chief Examiner – Examination Division

• Managed activities of 65 examiners and administrative personnel in four statewide offices.
• Responsible for oversight of financial examinations of over 500 domestic insurance companies and HMOs, and market conduct regulation of approximately 1500 domestic and foreign insurance companies.
• Established examination function for Quality of Care examinations of HMOs.
• Established Automation Examination Section to ensure implementation of current technology and procedures on examinations.
• Examiner-in-Charge and Team member of the first ever NAIC reviews of Lloyd’s (London, England) in 1998 and 1999.
• Represented the insurance department on numerous NAIC financial and market conduct working groups.  Chair of the Audit Software Working Group and Co-Chair of the Annual Statement Instructions Working Group.
• Led the State of Texas to its first full five-year NAIC Accreditation. 
• Member of TDI Recommendation Committee to identify troubled companies, evaluate turnaround strategies and recommend corrective action.

Chief Examiner – Field Audit Section (1989-1995)

• Managed a staff of 25 accounting and auditing professionals and administrative personnel.
• Supervised financial examinations of 125 domestic insurance companies and Self-Insured Workers Compensation entities.
• Drafted new financial statutes and rules, divisional policies and procedures and revisions to existing authoritative directives.
• Represented the Insurance Department on numerous working groups, task forces and committees including spearheading the NAIC initiative for risk-based (SRA) financial examinations of insurance companies, leading to a complete re-write of the Financial Condition Examiners Handbook.
• Led the State of North Carolina to success in its first NAIC Accreditation review.
• Assisted the Deputy Commissioner for Financial Evaluation in the resolution of a large insurance company insolvency.

EDUCATION

MEMBERSHIPS